As with so many things about the medical payments system, “who pays” is a complex question. That is an unfortunate truth.
When your injury claim is settled or a jury verdict is paid, the payment amount will include payment of all or part of your medical bills. (It also includes wage loss, general damages, pain & suffering, and all other recoverable losses.) Idaho law does not require the negligent party’s insurer to make any payment on medical bills until final resolution. Thus, insurance companies typically refuse any payments until the injury claim is fully and finally resolved. Proving again you wont find yourself in “Good Hands.” Or with “Good Neighbors.” Instead it is often the case you have a fight on your hands.
In a personal injury claim you have the right to be reimbursed for reasonable and necessary medical expenses incurred because of the collision. The bad guy’s insurance company sometimes wants to fight about whether the care was reasonable or needed for the injuries you received.
Generally speaking your own “Med-pay” insurance coverage will be the first obligated payer. Med-pay is one of the types of insurance your can purchase when you get your automobile liability policy. It is a no-fault coverage that pays medical bills of people in your vehicle. After that it is usually your own health insurance or you personally who are obligated to pay. At the end of the the case, your insurance or your own pocketbook is reimbursed.
Top Idaho Personal Injury Lawyers Can Help You With Medical Bills
One of the services that injury attorneys can provide is assistance with the medical billing offices to limit collections activities to reduce that stress for you over the course of a claim. The billing offices often do not understand the payment rules. At times the medical billing systems create an added headache for people injured by others.