Category Archives: Insurance Claim Denial & Insurance Bad Faith

How Does Car Insurance Work in Idaho?

How Does Car Insurance Work in Idaho

Understanding the nuances of car insurance in Idaho is crucial for both residents and visitors. Whether you’re a native or just passing through, knowing the ins and outs of Idaho car insurance can make all the difference in the unfortunate event of a car accident. So, how exactly does car insurance work in the Gem […]

What to Do If the Insurance Company Denies Your Claim in Idaho

What to Do If the Insurance Company Denies Your Claim in Idaho

Facing an insurance claim denial can be a daunting experience, leaving individuals bewildered and unsure of their next steps. In the state of Idaho, understanding the specific requirements and procedures is crucial when dealing with a denied insurance claim. Hepworth Holzer, LLP is here to guide you through the intricacies of this process, providing clarity […]

What to Do If the Other Driver Doesn’t Have Insurance in Ada County, ID

What to Do If the Other Driver Doesn't Have Insurance in Ada County, ID

In Ada County, Idaho, where traffic intertwines with daily life, the prospect of a car accident is an ever-present concern. While dealing with the aftermath of a collision is undoubtedly challenging, the situation can escalate when the other driver involved doesn’t have insurance. In such cases, understanding the steps to take becomes paramount to ensure […]

Tips for Negotiating with an Insurance Company in Garden City, ID

Tips for Negotiating with an Insurance Company in Garden City ID

Navigating the complex landscape of negotiating with an insurance company can be a daunting task, especially when you’re dealing with a claim in Garden City, ID. Whether you’re filing a personal injury claim, dealing with property damage, or seeking compensation for medical bills, understanding the nuances of negotiation is crucial. Hepworth Holzer, LLP is here […]

Understanding Your Idaho Car Insurance Policy

Understanding Your Idaho Automobile Insurance Coverage

Automobile insurance coverage and its lingo can be confusing — collision, medpay, liability, UIM, uninsured, 50/100, 25/50/25, 500 single limits.  Many times people come to us and say they have “full coverage” but are not sure what that means. One way to think about car insurance policies is that it they are like a pair […]

Comparative Responsibility, Idaho’s 50/50 Rule and Protecting Yourself

Comparative Responsibility Idaho's 5050 Rule and Protecting Yourself

If the insurance adjuster for your injury claim mentions “comparative responsibility” or a “percentage of fault” to you its time to watch out.  He is trying to take money out of your pocket. Idaho has a law on the books that the insurance company  is trying to use against you. .  The idea behind this […]