Differences Between Uninsured and Underinsured Motorists

Answer:

What is the difference between uninsured motorist coverage benefits and underinsured motorist coverage benefits? The words kind of say the answer. If you’ve been in a car wreck and the at-fault driver is somebody who has no insurance at all, then you look to cover under your uninsured motorist coverage benefit of your policy. Your policy will have certain limits for each such claim, just like the at-fault driver does.

If you have such a claim, you need to understand that this is going to be directly against one of these big, bad insurance companies, and they’ve got big, bad lawyers that are looking to defend such claims. If you have such a claim, you would want the best, most experienced trial lawyer that you can get and one with the experience of pursuing claims directly against the insurance companies for either uninsured motorist coverage benefits or underinsured motorist coverage benefits. It’s your policy and you’re entitled to those benefits. You want somebody fighting for you that’s in your camp, not in theirs, because they, at that point, are not your friend— they’re your enemy. If you have such a claim, you want to have somebody who has the experience and the track record of successfully pursuing such claims. Our firm has been doing this for longer than everyone, probably. Myself personally, I have been pursuing such claims for almost 30 years at this point. If you have such a claim, please feel free to call my personally, anytime, or any of the other lawyers at our law firm because we all do the same work and we all work very closely together. Please, call anytime.