Car Accident Insurance Investigation

Answer:

The insurance company for the other car that was in the wreck with you has called and you’re wondering if you should talk to them. The short answer is no, not without preparing for it completely. I often explain to people that when we’re in a lawsuit involving a Boise, Idaho car accident, the lawyer for the other side will get to interview you. That’s a process called a deposition. In preparing for that deposition, we’ll spend hours, sometimes days, getting the client ready to tell their story and talk about what happened. You don’t need to prepare at that level to deal with the insurance company, but you do need to be prepped about what they’re looking for.

What they’re looking for are things to use against you. They are looking for you to engage in behavior and use language about your Boise, Idaho car accident that they can twist in the future to minimize the amount of money that they have to pay so you don’t receive full and fair compensation for all the losses that you’ve incurred. That can be language that they twist to say you have some responsibility for a collision when you really have no responsibility, or that you have damages that are lesser than the damages you’ve actually incurred, or your injuries are different from the ones you’ve actually incurred. It’s just the way they ask questions and the way you answer those questions—they use these techniques against people with regularity.

You don’t want to talk to your insurance company or the other person’s insurance company after your Boise, Idaho car accident claim without preparing for it before you do so. In preparing for it, there’s a number of things that we will talk to you about, including what you should do, to think about and prepare for that discussion with the other driver’s auto insurance. The same holds true if your own insurance company wants to call you. Recognize that they will transcribe that statement, that discussion, and that may ultimately become a piece of evidence over the course of a trial against the person who caused the wreck, so you might cause yourself some problems even talking to your own insurance company.

Once again, the way to prepare for this is to give a lawyer a call. Give us a call. We’ll be happy to talk about your insurance company statement or discussion with you prior to you giving it.