Auto Insurance Basics: Buy the Most Uninsured Motorists Insurance – and Underinsured Coverage You Can Reasonably Afford

Auto Insurance Basics

Uninsured (UM) and underinsured motorist coverage (UIM) are types of automobile insurance coverage you can buy to protect yourself and your loved ones. This insurance coverage is provided by your insurance company as one part of your own auto policy. UM pays the compensation a negligent driver owes for your injuries if the driver does […]

The Idaho Personal Injury Claim Process: An Overview

The Idaho Personal Injury Claim Process

For people who have never been through the Idaho personal injury claim process it can be confusing and daunting.   While every claim can have its own complexities, below is a simplified description, an overview if you will,  of what happens in the claim process if you have an Idaho accident or injury. What Happens When […]

Another Fatigued Driver, Another Car Crash

Another Fatigued Driver, Another Car Crash

We see a lot of these news stories over the years. Two people suffered injuries in a single-vehicle crash on Highway 95. According to KBOI News Channel Two, the incident happened on Tuesday July 5, at about 6:00 a.m..  It was up by milepost 170, near New Meadows. The driver of the car, 32-year-old Ryan […]

Texting While Driving Kills

Texting While Driving Kills

You put your life and those of strangers at risk every time you try to text while driving. Texting while driving kills. Distracted Driving Increases Your Risk of Injury Of all the distracted driving problems, texting is by far the most dangerous.  It increases your risk of a crash by 23 times, regardless of whether […]

In Accident and Injury Claims — Tough Guys Finish Last!

In Accident and Injury Claims

The full extent of your injuries is often not obvious immediately after a collision.  Some people may feel that they can tough it out and will feel better later.  Lots of folks believe if they did not sustain a serious injury with bones and blood, they will heal up just fine without treatment.  What these […]

Who Pays My Medical Bills When I Have a Personal Injury Claim?

Who Pays My Medical Bills When I Have a Personal Injury Claim

As with so many things about the medical payments system,  “who pays” is a complex question. That is an unfortunate  truth. When your injury claim is settled or a jury verdict is paid, the payment amount will include payment of all or part of your medical bills.  (It also includes wage loss, general damages, pain […]